:root {
    --navy-900: #0a1f3d;
    --navy-800: #0f2a52;
    --navy-700: #163a6b;
    --navy-600: #1e4a85;
    --navy-500: #2b5fa3;
    --navy-100: #e8eef7;
    --navy-50: #f4f7fb;
    --accent: #3f7fd1;
    --text-dark: #1a2433;
    --text-muted: #5b6b82;
    --border-light: #dde5f0;
}

* {
    box-sizing: border-box;
}

/* Fallbacks for the two Bootstrap utility classes used in the markup
   (text-center, mb-0), so the layout is correct even if the CDN is blocked. */

.text-center {
    text-align: center;
}

.mb-0 {
    margin-bottom: 0 !important;
}

html {
    width: 100%;
}

body {
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
    color: var(--text-dark);
    background-color: var(--navy-50);
    line-height: 1.7;
    margin: 0;
    padding: 0;
    width: 100%;
}

/* Hero — full-bleed background, content column centered inside it */

.hero {
    width: 100%;
    background: linear-gradient(135deg, var(--navy-900) 0%, var(--navy-700) 100%);
    color: #ffffff;
    padding: 72px 20px 88px;
    position: relative;
}

.hero .logo {
    max-height: 56px;
    margin-bottom: 20px;
}

.hero h1 {
    font-weight: 700;
    font-size: 2.4rem;
    letter-spacing: -0.02em;
    margin-bottom: 8px;
}

.hero .lead {
    color: var(--navy-100);
    font-weight: 500;
    font-size: 1.1rem;
}

/* Content container — defined fully here so centering works even if the
   Bootstrap CDN fails to load; do not rely on Bootstrap's .container rules. */

.container {
    width: 100%;
    max-width: 860px;
    margin-left: auto;
    margin-right: auto;
    padding-left: 20px;
    padding-right: 20px;
}

.policy-card {
    background: #ffffff;
    border-radius: 14px;
    box-shadow: 0 10px 40px rgba(10, 31, 61, 0.08);
    padding: 48px 56px;
    margin-top: -56px;
    margin-bottom: 56px;
    position: relative;
    z-index: 2;
    border: 1px solid var(--border-light);
}

.effective-date {
    display: inline-block;
    background: var(--navy-100);
    color: var(--navy-800);
    padding: 8px 18px;
    border-radius: 999px;
    font-size: 0.9rem;
    margin-bottom: 28px;
}

.policy-card p {
    color: var(--text-dark);
    margin-bottom: 16px;
}

.policy-card h2 {
    color: var(--navy-800);
    font-weight: 700;
    font-size: 1.35rem;
    margin-top: 40px;
    margin-bottom: 16px;
    padding-bottom: 10px;
    border-bottom: 2px solid var(--navy-100);
}

.policy-card h3 {
    color: var(--navy-800);
    font-weight: 600;
    font-size: 1.1rem;
    margin-bottom: 12px;
}

.policy-card ul {
    padding-left: 22px;
    margin-bottom: 16px;
}

.policy-card ul li {
    margin-bottom: 8px;
    color: var(--text-dark);
}

.policy-card ul li::marker {
    color: var(--accent);
}

.policy-card strong {
    color: var(--navy-800);
}

.policy-card a {
    color: var(--accent);
    text-decoration: none;
    font-weight: 500;
}

.policy-card a:hover {
    text-decoration: underline;
    color: var(--navy-700);
}

.contact-box {
    background: var(--navy-50);
    border: 1px solid var(--border-light);
    border-left: 4px solid var(--navy-600);
    border-radius: 10px;
    padding: 24px 28px;
    margin-top: 36px;
}

.contact-box h3 {
    margin-bottom: 10px;
}

.contact-box p {
    margin-bottom: 6px;
}

/* Footer */

footer {
    text-align: center;
    color: var(--text-muted);
    font-size: 0.9rem;
    padding: 24px 20px 40px;
}

/* Responsive */

@media (max-width: 767px) {
    .hero {
        padding: 56px 20px 72px;
    }

    .hero h1 {
        font-size: 1.9rem;
    }

    .policy-card {
        padding: 32px 24px;
        margin-top: -40px;
    }
}